What it is
Planning for scenarios like needing help at home, assisted living, or nursing care.
How it works
The advisor reviews your insurance: life, disability (if still working), long-term care, annuities, etc.
They check if you’re over- or under-insured.
They help decide what to keep, what to change, and what you don’t need.
They also look at how much risk you’re taking in the market.
Simple Example
You have 4 old life insurance policies you don’t really understand and a variable annuity with high fees.
The advisor:
Explains what each one does in simple terms.
Shows what happens if you cancel, keep, or adjust them.
Helps you decide which actually support your goals and which just drain money.
Important Disclosure: Descriptions of services on this page are general in nature and are provided for informational and educational purposes only. Actual services are provided solely by independent third-party advisors who participate in the Retirement Readiness Quiz (RRQ) program. RRQ is not a registered investment adviser, broker-dealer, tax professional, or law firm, and does not supervise, control, or guarantee the advice or services of any advisor. Nothing here should be considered personalized investment, tax, or legal advice, or a guarantee of future results. Before implementing any strategy, you should review the advisor’s regulatory filings (such as Form ADV), written disclosures, and engagement agreements, and consult with your own qualified professionals as needed.
